PROPERTIES FOR SALE
Houses for Sale
Whats New:
This is La Grande's New Web Site.
February 2011
Please feel free to give your comments on La Grande's new website, by clicking on Contact Us in the Main Menu.
Current News
Interest rate Cut
November 2010
On 18 November 2010 The Reserve Bank has anounced that the repo rate is reduced by 50 basis points. This means that the banks will reduce their prime lending rate down to 9%.
Recent Events
No Transfer Duty or Capital Gain Tax?
February 2011
For those of you who have their primary residence registered in a CC., Trust or Company, now have the opportunity to transfer the property into your own name, with out paying transfer duty or capital gain tax. Before you take any action, consult with your finacial advisor to establish whether this will be to your advantage. Then consult with your transferring attorney to establish whether you will qualify not to pay transfer duty and capital gain tax. Then establish with your bank wheteher you will qualify for the outstanding bond amount. You have to take action before the end of 2011.
Buyers Information
Buyers beware . If you intend to buy, then buy now. Bargains are becoming scarce.
The present prime rate is 9.0%. Pending on how the bank view your financial risk profile, you may get a 1.0% discount on your home loan rate.
Buyers, do not let emotions and anxiety get the upper hand of you. Buying a home is a big investment. Do your home work. Do your research by visiting show houses.
Click here to find out whether the agent you are dealing with, are registered with the Estate Agency Affairs Board.
WELCOME TO "THE BUYERS DOMAIN"
"Why Most Home Buyers Lose Thousands Of Rands When Finding, Buying and Financing Their Home"
Dear Buyer,
It’s true. Even savvy home buyers lose thousands of Rands…even tens of thousands of Rands they could have “pocketed” had they known about the important “secrets” that make up a successful purchase of a great home.
They do not lose money because someone took advantage of them. And they do not lose money because of the economy. The problem is…
“Most People Don’t Plan To Fail, But Fail To Plan.”If you’re in the market to buy a home anytime soon, and you want to find the perfect home at the best possible price, terms and financing, there are THREE things you need to do up front:
• FIRST, understand and get control of your personal emotions about the purchase of your home.
• SECOND, get the most valuable, important information available so you can make a prudent and educated decision.
• And THIRDLY, become informed about the very best financial resources and products to fit YOUR needs…NOW, not later.
After all, buying your home is very different from any other financial transaction.
It isn’t just a “home,” it’s a transaction that affects your monthly overhead expenses…your ultimate net worth…your retirement…your kids education…and much more.
So it’s no surprise that buying your home may involve a bit of fear, anxiety, frustration…or even excitement for that next move in your life.
The secret is…try not to let these emotions get in the way of a prudent purchase.
The tips and information in this report will help you have a better understanding of most, if not all, aspects involved with the purchase of your next home.
So, click on F.A.Q. for Buyers to examine some of the critical questions and answers you might have with your next home purchase…
BUYERS TAKE NOTE
In order to avoid disappointment and heart ace, it is advisable that you follow the steps as suggested below.
First draw up a monthly budget to establish how much money you will have available to pay your monthly bond payments. Take in to account the monthly payments towards utility, insurance and maintenance fees for owning your own home.
Secondly, visit your bank consultant to establish for how big a bond you will qualify. Alternatively, you can approach our bond originator to help you to try and establish for how big a bond you will qualify. They usually have access to all the major banks in South Africa.
Thirdly, once you have established for how much you can buy (bond plus cash amount minus transfer costs and fees) then start to surf the net, study the property magazines, news papers and visit show houses. This will give you a good indication what you can expect to get for your money.
Remember that the price of properties vary from area to area.
One of a buyer's major aspirations is to buy his "dream home" at the lowest possible price. Always remember that a bargain is defined as an agreement between the buyer and seller and both believe they have got the better of the deal. In fact there are very few real bargains.
Do Your Home Work
Buyers do your home work, this is one of the most important factors that will help you to make an informed decision regarding the purchasing of your home. If you have not done your home work you will only know after you have bought, whether you have bought the right home at the right price.
